Monday, November 30, 2009
Sunday, November 15, 2009
A Dream Interpretation: Tuneups for the Brain
Thursday, November 5, 2009
A Breathing Technique Offers Help for People With Asthma
Tuesday, October 27, 2009
Monday, October 26, 2009
Sunday, October 25, 2009
Electronic medical records not seen as a cure-all
Wednesday, October 21, 2009
Sunday, October 18, 2009
Poring over facts about milk: cow's, goat's, soy, almond, rice and hemp -- latimes.com
The estrogen like properties in soy milk are not good for men or boys...QM
Sunday, September 20, 2009
Well: Phys Ed: What Sort of Exercise Can Make You Smarter?
Why Health Care Will Never Be Equal
You Have No Idea What Health Costs If You Did, You Might Just Want Real Reform
Sunday, September 20, 2009
Sunday, September 13, 2009
Thursday, September 10, 2009
Tech Companies Push to Digitize Patients’ Records
Sunday, August 16, 2009
Fat Tax
The ins and outs of affordable dental care -- latimes.com
This can help you save money and your teeth...QM
Saturday, August 15, 2009
Thursday, August 13, 2009
Wednesday, August 12, 2009
Sunday, August 9, 2009
Wednesday, August 5, 2009
The Fog That Follows Chemotherapy
Sunday, August 2, 2009
Acres of Sculpture, Nestled Into the Hudson Landscape
The next time you're in New York take the time and go to Storm King. It will change the way you feel about yourself, sculpture and nature Especially the Fall!
Sunday, July 26, 2009
Lobbyists the silver lining in health care storm?
Sunday, July 26, 2009; 1:57 AM
Sunday, July 19, 2009
Defying Slump, 13 States Insure More Children
Wednesday, July 15, 2009
Healthcare bill offers workers incentive for healthy lifestyle - The Boston Globe
Stay healthy and save money on your Health Insurance. FINALLY
Sunday, July 12, 2009
Saturday, July 4, 2009
Another reason to stay married
-- Karen Kaplan
Does your spouse sometimes drive you crazy? Think again: A study published in Friday’s edition of the British Medical Journal finds that people who lived with a partner during middle age had much lower odds of developing dementia or Alzheimer’s disease later in life......
Staying married seems to help you keeps your wits..Q
Wednesday, July 1, 2009
Sunday, June 28, 2009
Sunday, June 21, 2009
Finding the right health insurance policy - Los Angeles Times
Contact me if you need a good Health Insurance in Georgia
Wednesday, June 17, 2009
Health insurers refuse to limit rescission of coverage - Los Angeles Times
Posted using ShareThis
Sunday, June 14, 2009
Doctors and the Cost of Care
Sunday, June 7, 2009
`Smart grid' _ power lines move into digital age
Saturday, June 6, 2009; 10:30 PM
Friday, June 5, 2009
Medical Bills Cause Most Bankruptcies
Published: June 4, 2009
Even patients with health insurance are forced to declare bankruptcy after a serious illness.
Do you know if your health insurance could bankrupt you?
Wednesday, June 3, 2009
Health Insurers Balk at Some Changes
Tuesday, June 2, 2009
Some Doctors Help With Bills As Well as Ills
Tuesday, May 26, 2009
Does Your Doctor Have Your's or Their Best Interest At Heart
ANNALS OF MEDICINE
THE COST CONUNDRUM
What a Texas town can teach us about health care.
by Atul GawandeMcAllen, Texas. The morning sun is warm. The streets are lined with palm trees and pickup trucks. McAllen is in Hidalgo County, which has the lowest household income in the country, but it’s a border town, and a thriving foreign-trade zone has kept the unemployment rate below ten per cent. McAllen calls itself the Square Dance Capital of the World. “Lonesome Dove” was set around here.....Read more great story
Changing the Art on the White House Walls
By AMY CHOZICK and KELLY CROW
This is great news if you collect fine art or would like to
Saturday, May 23, 2009
The Real Secret To Quickly Cut Your Small Business Health Care Costs
One of the biggest problems that small businesses face is the rising costs of Health Care. Do you own a small business and work with your spouse? Do you think you are taking all the legal tax savings possible? Chances are you are not.
Let me tell you about one of the best-kept secrets to lowering your health care costs quickly, the
Health Reimbursement Arrangement!
The Health Reimbursement Arrangement Plan is an overlooked tax advantage available to sole proprietors. They are called HRAs or IRC 105(b) Plans
A legal loophole allows sole proprietors access to HRA Plans. The provision allows spouses and the spouse's family members to be covered. The sole proprietor can offer HRA plans to their employees, but cannot be covered under them themselves. However, if your spouse is an employee you are able to be covered under the plan.
Tax Benefits To The Sole Proprietor for offering the plan:
Funds you pay out to employees and any covered family members through an HRA Plan are an allowable business deduction for income tax, and if your spouse and family are covered it also can be deducted for self employment tax purpose. Virtually any out of pocket expense used for your health care can be deducted as a full business expense so no state, federal or self employment tax. Imagine in addition to your health insurance and dental premiums you could add co-pays, deductibles. over-the-counter medications, vision and eye care, prescription medications, Physicians office visits, Chiropractic Care and much more.
The Two Main Questions The Self Employed Ask:
1. I thought I was already deducting my insurance premiums and
2. I am self-employed and deducting my medical expenses
Here are the facts:
- 100% of health insurance premiums became tax deductible for the self employed starting in 2003. The self-employed can take the deduction whether they itemize or not. However. most tax payers are unaware that the 100% health insurance deduction only affects income tax and does not reduce the income tax when calculating Social Security taxes. The 15.3 % Self -employment tax is still paid on insurance premiums. If an employer elects to establish a Section 105 plan for a spouse/employee, the social security taxes are eliminated for the employee as well as the employer!
- Medical expenses are deductible if the self-employed itemize deductions, however, they are only able to write off deductions in excess of 7.5% the Adjusted Gross Income. The following are two examples:
- If Adjusted Gross Income is $60,000 and you have $6,000 in out-of-pocket medical expenses you can only deduct $1500 ( $60,000 x .075=$4500 and $6,000-$4500=$1500
- If Adjusted Gross Income is $40,000 and you have $3,000 in out-of-pocket medical expenses you can deduct $0.00! ($40,000 x .075=$3,000 and $3,000-$3,000=$0.00)
- With a Section 105 Plan the employer can deduct the entire $6,000 or $3,000 as a business expense
How Do I Set Up My Own 105 HRA Plan?
Legally, any individual could administer a HRA for their business. However, they would need to be familiar with complicated tax codes and supply all of the legal documentation required by the Internal Revenue Service (IRS), The Department of Labor (DOL) and The Employee Retirement Income Security Act (ERISA). The IRS also requires that reimbursement of all medical expenses deducted through a HRA to be substantiated through a independent third party.
Call me at 404-492-7942 or email me at quentinmoses@gmail.com now to see if you qualify and possibly save over $3800 in taxes this year!
Friday, May 22, 2009
BRAIN POWER
Friday, May 15, 2009
Free Drugs from Pfizer
Thursday, May 14, 2009
Health Care Reform: “Urgency and Determination”
Friday, May 8, 2009
Gay Couples and Health Insurance
Thursday, May 7, 2009
Do Sports Creams Rub the Pain Away?
Friday, May 1, 2009
Finding Health Insurance for College Students
Tuesday, April 28, 2009
Virtual Colonoscopy Is Simple, but Is It as Effective?
Tuesday, April 28, 2009